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Course 05 · 4 hours · In-person or live virtual
Contents, Condo & Complexity
Condominium contents claims — where coverage gets interesting and the file gets long.
CE credits
4
Insurance Council of BC
Overview
Condo contents claims sit at the intersection of unit-owner policies, strata corporation coverage, and bare-walls vs. standard-unit bylaws. Add high-value contents, ALE timelines, and chargeback exposure, and the file gets complicated quickly. This course is a working map of where the lines fall.
Learning outcomes
- 01Apply bare-walls and standard-unit bylaws to a specific claim
- 02Coordinate unit-owner and strata corporation coverage in a shared loss
- 03Scope high-value contents — art, audio, wine, watches — for accurate placement
- 04Manage ALE timelines in extended rebuilds
Modules
MODULE 01
Bare walls vs. standard unit
Bylaw reading for advisors.
MODULE 02
Coordination of coverage
Unit owner, strata, and what gets paid by whom.
MODULE 03
High-value contents
Scheduling, appraisal, and limits.
MODULE 04
ALE & extended timelines
Twelve-month rebuilds and the policy clock.