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Course 06 · 5 hours · In-person or live virtual
Xactimate Forensics: Reading Estimates Like an Expert
A practical course on reading, challenging, and validating Xactimate estimates.
CE credits
5
Insurance Council of BC
Overview
Xactimate is the lingua franca of North American property claims, but most advisors who see Xactimate estimates have never been taught to read one. This course gives you the structural literacy: line item logic, price list mechanics, O&P application, the difference between RCV and ACV in the printout, and the patterns that reveal an estimate built to bill rather than to scope.
Learning outcomes
- 01Read an Xactimate estimate top to bottom and find the load-bearing lines
- 02Apply the price list and modifier system to validate unit costs
- 03Identify O&P, sales tax, and depreciation treatment on the page
- 04Recognize the most common scoping errors — and the ones that matter
Modules
MODULE 01
The Xactimate file
Estimate structure, sketch, and the printout.
MODULE 02
Line items & price lists
Where the numbers come from.
MODULE 03
O&P, tax, depreciation
Reading the math.
MODULE 04
Common errors
The supplements you should flag.
MODULE 05
Sample estimate walkthrough
A live file, dissected.