Course 04 · 5 hours · In-person or live virtual
After the Fire: Fire & Smoke Damage
Fire scenes, smoke chemistry, and the claims complexity that follows.
CE credits
5
Insurance Council of BC
Overview
A fire claim is rarely just a fire claim. Smoke residue migrates through HVAC systems and into adjacent suites; protein fires behave nothing like structural fires; soot chemistry decides what can be cleaned and what must be replaced. This course gives insurance professionals the vocabulary and the framework to assess fire and smoke losses with confidence.
Learning outcomes
- 01Differentiate protein, synthetic, and natural-material fire residues
- 02Explain why smoke damage routinely exceeds visible fire damage in scope
- 03Identify when contents are restorable versus total loss
- 04Recognize the HVAC and electrical inspection points that change the rebuild scope
Modules
MODULE 01
Fire categories
Protein, synthetic, natural — and what each leaves behind.
MODULE 02
Smoke migration
HVAC, stack effect, and the suites you can't see.
MODULE 03
Contents restoration
Ozone, hydroxyl, ultrasonic — what works on what.
MODULE 04
Structural assessment
When the assembly is compromised.
MODULE 05
The fire claim file
Documentation that survives examination.